On June 1, 2026, GitHub replaced Copilot's premium requests with token-metered AI credits: 1 credit = $0.01, and Pro ($10/mo) includes $15 of credits, Pro+ ($39) about $70, Max ($100) about $200. Code completions stay unlimited on paid plans — but chat, agent mode and CLI now meter per token, and agent mode is why credits vanish: every tool call and file read in an agent session burns credits. Your options when they run out: enable pay-as-you-go overage at $0.01/credit, upgrade a tier, or move agent-mode work to a flat-rate provider and keep Copilot for completions.
An agent-mode session is not one request — it is a loop of requests. Reading files, running tools, verifying results: each round trip meters tokens, and a session can pass tens of thousands of tokens of context per step. Users report normal agent-mode workloads consuming double-digit percentages of a month's credits in hours. This is not a Copilot bug; it is what agentic workloads do to any per-use meter.
The credits system is honest metering, and that is exactly the problem for agent users: agentic work is the most meter-hostile workload in software. A fixed 'requests' count was survivable; a token meter prices every loop iteration. If agent mode is your main Copilot use, the economics now push you toward either the $100 tier or a different backend for agent work.
The split that works: keep Copilot for completions (still unlimited, still excellent) and run sustained agent work — OpenCode, Codex CLI, Hermes, Pi and similar — on Standard Compute's flat plans from $19/mo, where a long agent session draws on a monthly compute budget instead of a per-token meter. Same loop, no credit anxiety.
Completions never touch them. Chat use is modest. Agent mode is the drain: community reports show double-digit percentages of a monthly allowance consumed in single sessions on heavier models. If you live in agent mode, expect Pro's $15 of credits to last days, not weeks.
Metered features stop (or bill overage at $0.01/credit if you enabled pay-as-you-go); unlimited completions continue. Check the usage dashboard to see the burn breakdown by feature and model before deciding whether to upgrade.
For completions-first users, absolutely — $10/mo for unlimited completions remains one of the best deals in the category. For agent-mode-first users, run the math: your real price is the credit burn, and a flat-rate agent backend plus base Copilot often beats the $100 Max tier.