Zed's agent panel costs nothing with your own API key, so the simplest route to one predictable bill is Standard Compute, from $19 a month, added as an OpenAI-compatible provider at https://api.stdcmpt.com/v1. The alternative is Zed Pro, which bundles a small token allowance and then bills hosted models per token. With your own key, spend goes straight to that provider and Zed itself stays free.
| Option | Price | What you get |
|---|---|---|
| Zed Pro | $10/mo | Includes $5 of tokens on Zed-hosted models, then usage-based billing at API list price +10%. The Personal plan is $0 and runs on your own API keys. Source: zed.dev |
| Standard Compute (us) | From $19/mo | Standard Compute starts at $19/month with a $20 monthly compute budget. Requests stop when that budget is exhausted until renewal or a plan change; there are no automatic overage charges. Requests are not slowed as the budget is used. Pin any model by its exact ID, or let smart routing pick per request. It is a fixed bill with a finite allowance. |
| OpenRouter | Pay-as-you-go | Choose models and providers through one API. Usage-based pricing can suit light or bursty work; estimate long agent sessions and review current fees and limits. Source: openrouter.ai |
| Anthropic API | Pay-as-you-go | Direct API access for supported Claude models. Token use, model choice, service limits and spending controls determine the cost and available throughput. Source: claude.com |
| Local model (Ollama / vLLM) | Hardware + electricity | No hosted per-token bill, but hardware, context capacity, throughput and maintenance still limit what you can run. Test task quality on your own hardware. Source: docs.ollama.com |
Prices and allowances can change. Zed plan prices were read from zed.dev/pricing on October 13, 2026. The settings structure and key variable naming come from Zed's API access documentation. Zed pricing · Zed: OpenAI-compatible endpoints. Spot an error? Tell us.
Zed names the key variable after the provider id. Keep the key out of settings.json.
Record your own results with the workload CSV and report template. These are blank templates, not published benchmark results.
Disclosure: this guide is maintained by Standard Compute, one of the options above. Choose based on task quality, supported features and total cost for your workload. Light usage may cost less on a usage-based API; sustained workloads need enough allowance on any subscription.